Field Note 05 of 22

Hyderabad, Telangana

“The choice no working family should have to make.”

He drives coordination for a fleet of vehicles. She works as household help. Between them, a stable combined income — enough, on an ordinary month, to get by.

Their child fell sick. The kind of illness that needs attention now, not eventually.

The choice in front of them wasn't whether to treat it. It was how: a personal loan at two percent monthly interest, or delay the treatment until they could afford it outright.

Two working adults, a stable household, and still one bad month away from a decision no family should have to make between their child's health and their own solvency.

Field Note 05